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Microplati - Plata prin SMS (Micropayments in Romania - Pay by text messages (SMS))

micropayment: Payment by SMS Micropayments

Romania: Pay by text messages (SMS)

After several days of market research I managed to make me a better insight into the possibilities of payment by SMS in Romania.
Only some of the company offers complete details on the site: Netopia and Gecad Telmedia and they offered on the same day. Based on the profile web companies have chosen as preferred Telmedia and Netopia, but worth considering GECAD dotorita reputation and the fact that it can provide integrated solutions for online payment provided that they pay higher costs for SMS. In general there are two categories of fares, those charged for amounts less than 3 euros and are an average of 65% (between 55 and 75% of payment is collected operator) and those between 5 and 10 euros, which generally have a flat fee (Euro 1.2 to the two companies preferred)
0.35 8.00 NO

Micropayments Companies Offering (pay by SMS) in Romania and Abroad
companies offering micropayment services (SMS payment) in Romania and abroad
	Company under 3 Euros Comissiona	Example: How much I get from one euro? Comissiona	between 3 and 10 Euros	Example: How much I get from one euro?
	Company under 3 euro fee?	Example: How I remain in one Euro?	fee between 3-10 Euros	Example: How much remains of 10 Euro?
Telmedia	65%		0.35 1.2 8.80 Euro
Netopia system	65%		0.35 1.2 8.80 Euro
Fortumo	0.31 69%		NOT
SIMPLUS	?	?	YES / 7xxx	an appointment with a consultant
ePayment		65% 20%
Rentabiliweb	0.35 65%
Voxline	? Site unusable for information. Something more information on http://www.plataprinsms.ro/	0.35	YES / Fixed	?
	Interactive Media? Site useless for information.
RomTelecom	Misc. See site
AUDIOFON ROMANIA	atypical structure. Little information

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I want to Zdzislaw B.



I do not know how it happened, but since the inclusion of a blog post last longer than a month has passed. Moving from the streets of big nets cities on the route home - work and back in 40'sto degree heat can finish everyone, not just 56-year-old grandmother. Yes, yes, 1 July, exactly 31-wedding anniversary happily became a grandmother. How she will be living in this best of worlds? I hope you will know how to find it better than her grandmother, who from May to today, she was unable to mild depression in which I introduced ZUS announcement about my future retirement. After thirty years of work, including twenty in the oldest Polish university (well, I know where I live), probably not as cleaners since I graduated from college, today otrzymałabym from ZUS 1123 zł retirement. Where I live and refine the 60 years - 1411 zł. I was born in 1954, so I belong to the yearbook, which will be the first pension calculated under the new rules. And where's the justice? Colleague of the year (went to technical school, so she was born in 1953 performing similar work to mine, is already retired, which is 1700 zł.
And you work work work ...

I thought, be worse could not, but it turned out that he can. Recently I visited a cousin in fact, leading more than twenty years the legal bench. His retirement at the present time would amount to 160, for eleven years when he reaches retirement age will be less than 300 zł. A
able to lead a workshop on the black and pay yourself instead of 900 zł
insurance ASIF-e. Why do grandparents and then parents taught us honesty?

I thought I retired I get financial freedom and I will be able to knit at will (and deal with the grandchildren, of course). Meanwhile, if I was in his old age in my apartment on the eleventh floor (the flat rotation from which we could not O), after payment, rent, electricity, gas, phone, Electronics, Internet (and how), I'll be in a worse situation than Zdzislaw B.. I do not even have enough to roll.
There remains for me nothing more than follow in his footsteps and join the team FF24 http://ff24.eu/sandzia .

To start this work seriously in the store I have to earn - for free there is nothing. It works so here. network marketing - building a network of consumers here, so I must be the same consumer. Salary of the time I barely have enough to survive. But if such a cause, much like crochet earrings and sell them "for a tenner?"

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infoPagini project was initiated and developed the company and MetaProductions.com ProSD.com for the U.S. market during 2004-2008. Adapted in 2007 for Romania in a local project in Timisoara, GhidulMedical.com. infoPagina was received with enthusiasm both by customers as well as independent agencies to collaborate with marketing and distribution of these pages and now the concept is open to any field ( Medical Optics, infopagini You can see an example of the GhidulMedical.com, such as: 15 RON (120 EUR / year) for hosting, promotion and technical service, plus a one time payment of 100 RON for achieving infoPaginii (setup fee). info@infoPagini.com contact us

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In the garden of my sister (and brother-Well, of course) My dream garden


Real country porch.
(photo from the archives of "M")

8 years ago, my sister and szwagrowi succeeded, for a fabulously low price, zakupić1, 5 hectare farm situated on the edge Przedborski Landscape Park. The so-called. habitat occupied 40 acres, which became rozwalający a stone house, barn in very good condition and a small barn.
house was not fit to live longer, so the first thing they did shed adjoining the barn, turned on the porch country, to be on her shelter from the rain, during the Sunday visits
farm is located 60 kilometers from their place of residence, so when they dreamed up homes on the plot repaired house, gradually turning it into Baba Yaga hut.


cow shed in the spring.
(photo from the archives of the "U")

For eight years, sitting on the porch at night and sleeping in a former house wondering what to renovate: the barn because the bigger and better condition, or are home - because przytulniejszy. My sister and this time planted all what we can and wherever they can. We

sister innate reluctance to throw anything so it threw it from his garden, wild mullein and boulders that once the glacier left it there.

Well, so it was not good, Glacier did not envisage that will be appreciated in this particular place. Some brought a parcel from his neighbor, thus testing the newly purchased tractor.

with trips to the woods for mushrooms and berries (blueberries What? Already forgotten where he comes from? Blueberries!) Abolish the old roots, which usually manages to beautifully integrate in the order created rabatki.

In previous years, finally took the men's decision - renovating an old house. This has resulted in dismantling the wall between the kitchen and the bedroom. With recovered in this way was a stone garden herb (the work of my brother) and pond (the work of my nephew.)


rebuilt stone wall between the kitchen ..
(photo from the archives of the "U")


evenings spreading over loungers pond and lighting candles in clay houses, with her sister plan to transform 1.5 hectares of wasteland in household income. Of course, only when there is near no brother. Not that our ideas zdzierżył rich-quick scheme.

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Spring Garden 80 years of my neighbor.
(photo Sangye)

What can I say, the spring despite the nasty weather, tends rather to address the real flowers than those custom-made crochet. I went on the First of May on his land. Of course, despite my long absence from something on it blossomed. Since you are finally perennials

In my secret garden
(photo Sangye)
It was like a little "Secret Garden" before Mary, Colin and Dick, they found the key to it. But in my my neighbor, as usual, everything in perfect order! It is hard to believe that it ended this year, 80 years! But in the end Kasina United nearby.
took some pictures (same), and after returning home, I added I added them to my bylinowych gardens. Unfortunately, mixed up with old ones. (Maybe one day I chewed the end of the flicker (or change him for another photo gallery).
over the neighbor's garden, dreamed up a bit. Maybe I will live as her years, I had everything in the garden tidy?
To dream that dream. I started to browse through old photos again and I decided to make one more album - My dream 0grody
it will be viewed photographs of my garden, and I like przeniosłabym to my dream garden. and, above all, will include a garden of my sister (and brother of course), in which kites grow themselves and the smoke goes straight up.
breath of serenity garden of my sister.
(photo: "From the Archives of U")

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In the colors of spring



As rightly noted (a)? Ivory crochet needlework is very important to select the appropriate thread. After several attempts I managed to compile a beautiful slimy-green glossy with matte cotton thread kordonkiem in the color of old gold and is set to make a six-pointed rosette.

Stage I (green)
circle consisting of a chain of 10 stitches;
processed together three single bars, four mesh chain ,..... (X 6),



Stage II (yellow)
the chain mesh together we converted four double poles, five chain mesh, handle (półsłupek) over time przerobionymi green pillars, five mesh chain, four twin pillars processed together ........


Since poverty could no longer finish the job (but rather it would be a Flower), but I propose to go ahead and finish her work on the green and the flower will turn into a rosette.



Stage III (green)



And this is the end result, unfortunately, a bit spoiled starching (green yarn lost luster) is visible on the photograph.

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Crochet earrings


Moving with nets from the work-house and back, keep a close look at the young girls, looking for signs of a return on their age, "flower child". And what do you say? I feel like returning the seventies. Jewelry could be literally anything. The only difference may be that in the days of my youth, this diversity This mainly concerned the coral, but now you can see the strangest things attached to the ear. Actually, it's hard to see two identical pairs of earrings.
How it all everything. You can also see the tips, a well-braced "mini" napkins.

flat flowers such as I did before Christmas decorations, but why not convert it for earrings? Son can do it.

In their knitting I have a lot of wrestling and Cording embroidery floss (also embroidered ever so happily took up the work.

first created one-color gray rosettes.



Seem to me but they too sad, so I decided to revive them in silver (30 years old, I remember I bought it in Czechoslovakia) thread. By doing a photo shoot in my works, and finally found a use for my husband's stone.



found real satisfaction in doing just another starfish - yellow-zgniłozieloną. But, that's already in the next post.

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My gardens


Open "to continue" the gate to my garden.
(photo from the archives of the "U")


Although to realize the dream of a small house was always far away, the surrounding gardens already have. In my apartment on the eleventh floor, until by chance I have two balconies, and I'm also co-owner of a small plot 60 km from the place of permanent residence (Yeah, yeah, that's right. Kasinas 20 km from the Great.) Searching for photos to my blog in the photographic archive of her husband (all in the enviable order) I decided to choose what nicer pictures of plants and turn them into a gallery.


My balcony garden.
(photo from the archives of the "U")

Since encouraged zachwytami sisters recently visited page Four Seasons in Siedlisko I knew that this must be done gallery using SIMPLEVIEVER, no other. There was nothing else like home to lure back her son. You need a pot of vegetarian baked beans disputes after Breton and cheesecake "cottage", but in the end came.
Viever he may well be but it SIMPLE? After a day of torment way I got it! . I've got what I wanted.
Well, almost what I wanted.

did in fact appropriate photographic illustration to my balcony, photography but I could not, however, set in the order that they constitute a logical whole. I'd have to throw them away and put in the order that suits me, and today is a strength. I'll do it when you will become proficient in navigating the program.
As you can see from My balconies my gardening activities, such as in my entire life savings features. I buy small conifers that grow in harsh conditions, very slowly, and occupy them with plants that multiply very easily and are also resistant to over-drying and therefore skalniakami different. For this extremely high temperature resistant plants with red leaves as koleus and Oxalis. In the autumn of koleusowi always forgive one life and I take it for safekeeping to the home (very good variety), and multiply in the spring. With regard to the yellow flowering Oxalis is a buy in the spring, and each wanting to accidentally broken off a sprig and stick to wherever they can. Multiplied without Ukorzeniacz. I also have other varieties of Oxalis bulwek and growing from bulbs. The Oxalis bloom in pink, also with red leaves on the lower shelf in the picture. The burgundy color and Oxalis koleusa contrasts beautifully bright green ornamental oregano. It has also the advantage that they can be used in the kitchen.

My favorite flowers are balconies bells and fuchsias. Ringtones white and purple. Apparently these are the varieties of peace and initially wintered them at home, but once I was able to reproduce them hid in the winter only one copy. It turned out later that spring is left on the balcony look better than those in hibernating at home. Over the next year so it left them on the balcony and little lacking and this year straciłabym white forever. But in the end showed a frail leaf, and I think I can get it even odchuchać, but multiply this year with what my mother.

As for fuchsias after attempts to create a collection of different varieties I was in one of the oldest, having been well over a tenth After spending the winter in the basement with a small window, even without changing the showers the earth every year with beautiful purple flowers. For unknown reasons, no aphids do not harm her.

PS.
apologizes to the owner of the gate. I have no idea how and where it leads, and our archives was probably due to the stone from which it was made.
also sorry SIMPLEVIEVERA. Apparently he had not caused a problem and creating an account on Yahooo!

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The world włóczkowym



Midway through the inventory in my store włóczkowym.
(photo Sangye)

To at least once in their lives (instead of the usual get carried away) in an orderly move to the planned production, has joined the inventory of possessions.

It turned out that, thanks to his innate (półgóralskiej) pazerności assets of flowers to my label: 27 knitting, 12 pairs of long wire, 10 pairs of wires on the fishing line, 4 sets of wires to make socks.

measures unstable, I shared according to the color and took stock of their resources:

Browns and beiges - 48 species of yarns;
grays and blacks - 42 species;
Greens - 39 species;
red hot - 37 species;
blues - 27 species;
Turquoise (not falling into either category, green, or blues) - 7 species;
Violets - 26 species;
rosy for her granddaughter - 17 species;
Shades of white - just 12 species;
Bile and orange - only 4 species (definitely need to be supplemented, at the end of the yellow is the color of hope);

makes the total number of species of yarns round 220 species.
Oh, are you jealous of me tangled threads.

Is that really what you envy? Each yarn has a different structure, thickness and composition of this is just a few feet of another 50th Even making it a striped socks would be a real challenge. Remain just flowers.

Why do flowers but now with the "warm" (those with wool), yarns, now when summer is coming?
me just enough energy for a single orange flowers, the so-called elastic fabric (at least 20 years old). My brown yarn bloomed beautifully them.

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Day so that it remains for me nothing but the contemplation of the fragility of life, and overcome, step by step to show the steps to create szydełkowego Flower. Men's part of my family refused to cooperate and not anything else left for me to learn how to shoot.
Whew!

Stage I:
first row - circle made up of eight mesh łańczuszka;
second row - five mesh chain, handle, five mesh chain ........... and in this way create a germ flakes (five, if it is to be like me pięciornik);



third row - on any service we perform five consecutive chain mesh flakes: półsłupek, the column wound one, four bars, double wound , the column wound individually, półsłupek, ....





Stage II:
first row - three chain rings, hook driven, as in the picture, the handle, triple chain rings ........... and in this way create a precursor to the second row of flakes


second row - on any service with three chain rings are made sequentially; półsłupek, four bars wound individually, półsłupek;



Here, however, at some point work my lovely pillow, and one day when I woke up the other morning I decided to the government do on the left side.



Perhaps this was not a morning and evening, and not by a moment of inattention pillows? In any event, the same amount of work and the effect is much better.
I went ahead and the first layer of petals or "I've turned" on the left side (see first picture}.

Stage III is a measure. It can be done with circles, sew on a button or bead or like me to make a ball of yarn. In one the newspapers, I found the crochet is the name: inflatable stitch. In the same place we do three chains, five double-winded posts, post one wound, and we process it all together. The measure can be done with ordinary yarn in a matching color:



or mohair. In my opinion, much better suited for this purpose mohair what you see on the first photo.